Frequently Asked Questions
FAQ for Buyers
A Subject-To transaction involves purchasing a property subject to the existing mortgage. This means the buyer takes over the payments of the current mortgage without formally assuming the loan.
On Subtoshop, you can browse listings of properties available for Subject-To deals. Once you find a property you’re interested in, you can directly connect with the wholesaler for more details and to discuss the next steps.
No, our platform is completely free for buyers! You can browse and connect with wholesalers without any platform fees. Subto Shop gets paid by the Wholesaler from their standard assignment fee.
As a licensed brokerage, Hardin Realty & Property Management DBA Subto Shop will offer buyer agent representation for a fee of 2.5% of the total purchase price of the property. This service is optional and provides you with professional guidance throughout the purchasing process.
FAQ for Wholesalers
To post a listing, you’ll need to provide detailed information including the entry cost, mortgage balance, APR, property location, and photos. The more comprehensive your listing, the better your chances of connecting with interested buyers.
We charge a fee of 20% of the wholesale assignment fee, with a minimum fee of $1000 and a maximum of $5000. This fee is only applicable when your property is successfully transacted through our platform.
Getting started is easy! Just sign up as a wholesaler on our platform, fill in the required information for your listing, and submit it for review. Once approved, your listing will be live and visible to potential buyers.